Manage Supplier Payments Solve Cash Flow Problems with Accounts Payable Financing of up to $1 million

Need to buy a lot of inventory from suppliers but tight on cash? With Accounts Payable financing, we help you pay your local or overseas suppliers upfront so you can get the materials your business needs, without worrying about cash flow. Keep your relationship with suppliers healthy and your business running smoothly. No collateral needed.

Why Choose Accounts Payable?

Up to $1 million, seize timely opportunities to procure more goods and inventory

Fast and easy 24 hr processing with no collateral required

Use funds for paying local or overseas suppliers with payment terms up to 4 months

Secure 100% of the payable invoice value, paid direct to your suppliers

Attractive interest rates from as low as 1% p.m.

Application Requirements

Last 2 years Financial Statements
Last 6 months bank statement
CBS of directors
GST F5
Order Book or Ageing Report
Additional documents may be required on a case-by-case basis

Hear what SMEs are saying

We’ve disbursed over SGD 4.8 billion in business loans to SMEs. But don’t take our word for it…take theirs instead.

I found Validus to be well-suited for my business needs - the easy application and fast approval means I was able to access financing in a very convenient way, at the shortest possible time to be able to make the best business decisions required.

To grow our business, we required additional financing to purchase inventory and fulfil orders. It was with Validus' seamless borrowing process that we've managed to achieve these orders to grow our revenue.

Validus financing solutions has helped us to accelerate business growth. Through their quick approval and financing process, it allows us to boost our cash flow to take on more projects to better serve both the government and private sector.

Frequently Asked Questions

What is the Accounts Payable product?

Our Accounts Payable is a working capital loan product that provides businesses with access to up to S$1 million in funding to streamline their expenses and pay suppliers on time. This loan is specifically designed to help businesses maintain healthy cash flow while ensuring they meet their financial obligations without delays.

How much funding can I access with the Accounts Payable loan?

With our Accounts Payable loan, you can access up to $1 million SGD in funding.

What expenses can be covered with the Accounts Payable loan?

The loan is designed to be used for covering a wide range of general business expenses.This flexibility allows you to manage both short-term and long-term financial needs.

How do I apply for the Accounts Payable loan?

Applying is simple! You can apply directly through our web forms by providing key details about your business, financials, and your intended use of the loan. Our team will review your application quickly, and if approved, the funds can be made available to you as quick as 24 hours.

Can I use Accounts Payable to pay overseas suppliers?

Yes, simply provide us the Bill of Lading (BIL) in addition to your invoices at the point of drawdown.

What are the repayment terms for the loan?

The repayment terms for our accounts payable loan are straightforward. Borrowers are required to repay the full loan amount in a single lump sum on the agreed-upon due date.

Is there a credit check to qualify for the loan?

Yes, there is a credit check as part of the application process, but our eligibility criteria are designed to be more inclusive compared to traditional loans. We look at a variety of factors, including your business’s financial health and history, to determine eligibility for funding.

How quickly can I access the loan funds?

Once your application is approved, the loan funds can be disbursed quickly—often as fast as 24 hours.

What are the documents needed for the loan?

– 2 year financial statements

– Last 6 months bank statements

– CBS of Directors

– GST F5

– Order Book or Ageing Report

*Additional documents may be required on a case-by-case basis