General Performance Information Disclosure

Year of disbursement Expected rates of return Non-performing loan rates
Lowest and Highest Rates (per annum) Weighted Average (per annum) Loans past 30 days but fewer than 90 days Loans past 90 days Overall
2025 2.21% – 27.72% 10.67% 1.18% 0.42% 1.60%
2024 6.16% – 30.74% 10.86% 1.68% 3 1.20% 4 2.88%
2023 3.79% – 31.36% 10.9% 6.67% 1 3.60% 2 10.27%
Footnotes
1 Of which 73% were subsequently recovered from borrowers, as of 31 Dec 2025.
2 Of which 24% were subsequently recovered from borrowers, as of 31 Dec 2025.
3 Of which 71% were subsequently recovered from borrowers, as of 31 Dec 2025.
4 Of which 12% were subsequently recovered from borrowers, as of 31 Dec 2025.


* Information on this page has been prepared as general information as of 31 December 2025.
* Actual returns may be lower than the expected rates of return, and historical rates of returns may not reflect future returns

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